Mobile Insurance now at Poorvika
Why Do We Need Mobile Insurance?
- Mobile phone theft and loss is rife in the India, on an average, about 150 mobile phone instruments are either stolen or snatched or lost in the Chennai Metropolitan Police area.
- Losing a phone can cost hundreds of Rupees, mostly because mobiles are heavily subsidised when your first take out a contract. Mobile phone insurance is an advantage to all the mobile users in terms of safety as well as peace of mind.
- This is “protect more for less” policy, a totally customer friendly and a cost effective approach. With increasing number of thefts, losses and other damages to mobile phones, it has become necessary to opt for mobile phone insurance. This protection cover includes insurance up to Sum Insured.
Coverage’s
- It provides insurance Coverage’s for those mobile phones that are damage due to accident, cases of theft, Fire, Lightning, Riot & Strike and malicious damages.
Exclusions
- Loss arising out of ordinary wear and tear.
- Loss or damage to Sim card / Memory Card.
- Loss or damage to home set occurring outside India.
- Loss or damage caused by willful act of the insured or his family member.
In case of theft
- Claim from duly completed in all aspects.
- Original complaint to the nearest police station with their acknowledgment.
- Original invoice.
- Duly acknowledge of letter addressed to the service provider for deactivating the
SIM card.
In case of Accident damages, fire riot, strike and malicious damages
- Claim from duly completed in all aspects.
- Original complaint to the nearest police station in case of riot, strike and malicious
damages.
- Occurrence report/fire brigade report as applicable for fire loss
- Estimate from repairer and payment receipts
- Original invoice
|